INSURANCE & RISK SOLUTIONS

Insurance for real lives.
And real businesses.

Start with what matters to you. We’ll help you explore the risks and discuss appropriate insurance arrangements.

Personal insurance

For the things you depend on.

Talk to us about your home, belongings, vehicle, travel, health and personal insurance needs. We’ll explain the options we can arrange and the details you should consider.

  • Home & belongings
  • Motor & travel
  • Health & personal protection needs
Commercial insurance

For the business you’re building.

Your premises, people, activities and responsibilities all shape your insurance needs. Discuss property, liability and other business risks with a team that takes time to understand how you operate.

  • Business premises & assets
  • Liabilities & professional risks
  • Business activities & continuity
Reinsurance & specialist enquiries

For more complex conversations.

We support reinsurance enquiries from insurers and corporate clients, including specialist advisory and placement requirements. Discuss exposure management, programme structure and risks connected with international operations. We’ll explain the market options available and whether and how we can assist with your particular enquiry.

  • Reinsurance advisory & placement enquiries
  • Programme structure, exposure & capital considerations
  • International placement enquiries
INDUSTRY EXPERTISE

Understand your sector.
Look closely at your risks.

Explore the sector topics covered by our existing services. Any arrangement depends on your circumstances, policy terms and the markets available to PABL.

01 / SECTOR CONVERSATIONS

Construction insurance

Building work involves changing risks, from the first preparations to project completion. Discuss the site, contract requirements and the responsibilities of developers and contractors.

  • Contractors’ all risks: damage to works and materials
  • Delay in start-up and project interruption
  • Liability and surety requirements
Discuss construction insurance ↗
02 / SECTOR CONVERSATIONS

Energy insurance

Onshore, offshore and renewable operations depend on specialist assets and connected supply chains. Explore how an incident could affect your equipment, operations and ability to continue trading.

  • Property damage and business interruption
  • Operational liabilities
  • Supply-chain exposures
Discuss energy insurance ↗
03 / SECTOR CONVERSATIONS

Transport & logistics

Moving and storing goods creates risks across different stages of a journey. Tell us about your vehicles, cargo, warehousing and trading routes so we can discuss appropriate arrangements.

  • Cargo and goods in transit
  • Motor fleets and warehousing
  • Marine connections and liability exposures
Discuss transport & logistics ↗
04 / SECTOR CONVERSATIONS

Finance & professional services

Professional advice, client information and financial responsibilities bring distinct exposures. Discuss your activities, contractual obligations and the risks facing your firm and its decision-makers.

  • Professional indemnity: claims relating to professional services
  • Cyber incidents and crime
  • Directors’ and officers’ liability
Discuss finance & professional services ↗
05 / SECTOR CONVERSATIONS

Manufacturing

Damage to a production site or disruption to a supplier can affect your ability to deliver. Discuss your premises, equipment, products and dependencies when reviewing your insurance needs.

  • Property damage and business interruption
  • Product liability
  • Production and supply-chain continuity
Discuss manufacturing ↗
06 / SECTOR CONVERSATIONS

Healthcare

Care providers and healthcare organisations need arrangements that reflect their activities, premises and professional responsibilities. Tell us about the services you provide and who relies on them.

  • Medical malpractice and professional liability
  • Facility and equipment protection
  • Operational responsibilities and continuity
Discuss healthcare ↗
07 / SECTOR CONVERSATIONS

Aviation

Aircraft operations involve specialist technical and operational exposures. Discuss private, commercial or charter activities, your aircraft and the responsibilities associated with your operation.

  • Aircraft hull: physical damage to the aircraft
  • Liabilities connected with aviation operations
  • Associated operational risks
Discuss aviation ↗
08 / SECTOR CONVERSATIONS

Marine

Vessels, cargo and offshore activities face risks across ports and international routes. Discuss your operations, trading patterns and responsibilities to identify the questions your cover needs to address.

  • Hull and cargo exposures
  • Marine liability
  • Offshore and international transit risks
Discuss marine ↗
EXPERIENCED ADVISERS, ONGOING SUPPORT

Advice starts with understanding.
Support continues afterwards.

Led by Lekan Ajisafe, whose insurance market experience spans more than 20 years, our team combines sector knowledge with relationships across UK and international insurance markets.

We take time to understand your priorities, discuss relevant options and explain important cover details, conditions and exclusions. You can also contact us for policy administration, changes, claims support and renewal enquiries.

Find help with your existing policy ↗

Clarity before you decide.

Availability, cover and terms depend on your circumstances and the arrangements available through PABL. Our team will explain the scope of our service, relevant conditions and important exclusions before you make a decision.

Read our Terms of Business ↗
LET’S TALK

A conversation today. A more secure tomorrow.

Tell us what matters to you. We’ll take the time to understand.